Discussing SMB Credit Risk and COVID-19 with Petal’s Chief Risk Officer Kaustav Das

How do you think risk will evolve in the aftermath of COVID-19, both in terms of how risk is defined, but also in terms of how policies and practices will change?

How do you think the landscape of small business lending institutions (including fintechs and large banks) will change in the months and years to come?

Has your thinking around small business risk attributes and data points shifted? If so, how?

What advice would you give to financial institutions thinking about their risk now?




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